Authorized Square Reseller —
Call (855-91-MYDEQ
to get Square set up (we build your free website or provide a free AI employee while you are an active merchant).
If you choose Square through DEQ you get a FREE website OR a FREE AI employee while your account remains active.


Join Our Community:
Authorized Square Partner — We set it up for you + add tools Square doesn't offer. Free website OR a free AI employee while you remain an active merchant with DEQ (applies while merchant account is active).
If you choose Square through DEQ you get a FREE website OR a FREE AI employee while your account remains active.
Watch this short demo to see how we handle setup, optimization, and give you a FREE AI employee + website.
Diversified Equity Capital (DBA DeqFinancial) is a nationwide financial services firm specializing in business funding, credit card processing, AI employee solutions, and professional website design. We help business owners access the capital, tools, and technology they need to scale faster and operate more efficiently.
With access to a large network of lenders, we provide fast and flexible funding solutions for businesses of all sizes and credit profiles—from startups to established enterprises. In addition, our merchant services division delivers reliable payment processing solutions with modern POS systems and competitive rates designed to increase profitability.
What sets us apart is our innovation. Our AI Employee solutions help businesses automate calls, texts, lead generation, and customer service—reducing overhead while increasing productivity. We also design high-converting websites that turn traffic into revenue, giving our clients a complete growth ecosystem under one roof.
Whether you're looking to secure funding, lower processing fees, automate operations, or build a powerful online presence, DeqFinancial is your trusted partner.
DEQ Capital is an Authorized Square Partner — we handle merchant setup, optimization, and provide additional tools Square doesn't offer. Sign up through DEQ and receive a FREE website or a FREE AI employee while you're an active merchant.
At Diversified Equity Capital, our mission is to be your trusted partner on the path to business excellence. With a wealth of experience and a commitment to innovation, we have earned a reputation as a leading business management consultancy.
Working with Diversified Equity Capital was a game-changer for our business. Their strategic guidance and meticulous analysis transformed our operations, making us leaner and more efficient.
In an era of rapid digital transformation, we were fortunate to have DEQ Capital by our side. Their expertise in digital strategies and technology adoption was instrumental in modernizing our business.
Email: [email protected]
Address: 30 N. Gould St.
Assistance Hours:
Mon - Fri 9:00am - 8:00pm
Sat 9:00am - 4:44pm
Sunday - 9:00am - 8:00pm
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We are an Authorized Square Partner and provide tailored tools such as a FREE website or AI employee to active merchants.
The timeframe varies depending on the specific strategies deployed, but typically you will start seeing operational improvements within the first 30 days.
We work across a variety of industries, focusing especially on merchants using Square. We support businesses from single-location startups to multi-state enterprises.



Email: [email protected]
Local: 702.883.9534
Call: +1 855-916-9337
We handle setup, optimization, and give you a FREE AI employee + website. Local support available at 702-883-9534.
The setup was incredibly fast. DEQ clarified all the fees, and having local support was exactly what I needed.
They delivered on the free website and AI employee seamlessly. Much better than trying to configure Square all on my own.
Being able to just call a 702 number and get my POS issues sorted out immediately is worth its weight in gold.
DEQ Capital is an independent company and an authorized Square partner; DEQ is not Square, Inc.
This static demo illustrates a Square-style dashboard layout with sample cards, charts, and metrics using generic, non-identifiable data.
Choosing the right point-of-sale system is critical. We break down the essentials—from mobile onboarding to ecosystem integrations—so you can find the perfect fit, without the sales pitch.
| Comparison Area | Square Independent POS | Clover Merchant POS |
|---|---|---|
| Ease of Sign-Up | Self-serve, instant approval for most businesses. No complex merchant account required. | Requires traditional merchant service provider approval. Can take a few days. |
| Mobile Sign-Up | Full account creation and management directly from the Square mobile app. | Primarily web-based onboarding via your chosen merchant processor. |
| Ecosystem & Apps | Extensive first-party tools (Payroll, Marketing) and seamless third-party integrations. | Massive App Market, but relies heavily on paid third-party apps for advanced features. |
| DEQ Onboarding Support | Full Support: We help you configure hardware, menu, and website integrations. | Advisory Only: We consult, but direct setup is handled by your merchant rep. |
| Fees Overview | Simple flat-rate pricing. No monthly minimums or hidden statement fees. | Varies by processor. Often interchange-plus pricing with potential monthly fees. |
| Recommended For | Retail, quick-service food, mobile services, and businesses wanting an all-in-one ecosystem. | High-volume full-service restaurants or retail needing deep, specialized merchant accounts. |
Want to dive into the numbers? See Square fees explained.
Understanding Square's pricing structure is crucial for your bottom line. While they advertise simple flat-rate pricing, your actual effective rate—the true percentage of revenue you pay in fees—can vary wildly depending on how you take payments, your average ticket size, and which software features you use.
Avg Ticket: $5.00
Fee (2.6% + 10¢): $0.23
Effective Rate: 4.60%
Avg Ticket: $1,000.00 (Invoiced)
Fee (2.9% + 30¢): $29.30
Effective Rate: 2.93%
Square is famous for not charging traditional statement fees or PCI compliance fees. They also do not charge an additional fee for chargebacks. However, merchants often bleed margin through Instant Transfers (1.75% fee per transfer) and creeping software subscriptions. Add-ons like Square for Retail, Advanced Team Management, or Customer Loyalty programs add monthly overhead that must be factored into your total cost of processing.
We don't just set you up on Square—we actively optimize it for your specific business model. When you partner with DEQ, we conduct a comprehensive receipt and transaction review. We analyze your average ticket size, transaction volume, and payment methods to configure the optimal Square hardware and software stack. By ensuring you aren't overpaying on keyed-in rates, shifting B2B payments to ACH, and cutting unnecessary subscriptions, we systematically reduce your effective processing cost.
Interchange is the wholesale rate set by Visa and Mastercard. Square uses flat-rate pricing, meaning they absorb the variable interchange rates and charge you a single flat fee. While this simplifies your statement, it isn't always the cheapest option for high-volume or B2B businesses.
Online, invoiced, and keyed-in payments carry a higher risk of fraud and chargebacks. To offset this risk, payment processors like Square charge a premium compared to physical, card-present transactions where the cardholder is verified in person.
It depends entirely on your cash flow and the hardware lifespan. We help DEQ clients run a cost-benefit analysis on purchasing a Square Register outright versus utilizing monthly installment plans.
The basic Square POS software is free. However, specialized software (like Square for Restaurants Plus), advanced employee management, and marketing tools carry monthly subscription fees that can quickly add up if not managed correctly.